The aca also sets regulations for health insurance. The affordable care act aca or obamacare was signed into law by president barack obama in 2010. The size and structure of your workforce determines your responsibility. The affordable care act has increased the number of people covered by insurance and helped reduce health care costs. Mar 30, 2012 a group that though littlenoticed, will be impacted by whatever the supreme court decides about the enforcedequity clauses, written into the tomb that is the affordable healthcare act.
Feb 19, 2020 the law requires you and your dependents to have health care coverage. The health care law, sometimes known as obamacare, was signed march 23, 2010. The affordable care act, also known as the health care law, was created to expand access to affordable health care coverage to all americans, lower costs, and improve quality and care coordination. At the encouragement of the obama administration, the 111th congress devoted much of its time to enacting reform of the united states health care. Such a change could have substantial effects on coverage and access to care and on the public health system. Because the law affects so many americans, its helpful to understand what the aca is and what is means for. The congressional budget office cbo has determined that the. The affordable care act aca, of 2010, or obamacare, was the most. This act may be cited as the pa 3 tient protection and affordable care act. Title iquality, affordable health care for all americans subtitle aimmediate improvements in health care coverage for all americans sec. There are new incentives in the law to expand the number of primary care. The intent of this analysis is to provide general information regarding the provisions of current health care reform legislation and regulation. You can read the affordable care act by visiting the links below.
Patient protection and affordable care act, pub l no. The affordable care act provides americans with the peace of mind that comes from knowing that if they need affordable, comprehensive health care, they can get it. The affordable care act is a federal statute signed into law in march, 2010 as a part of the healthcare reform agenda of the obama administration. Although it was signed into law in 2010, there is still a lot of confusion about what the health care act means for individuals and businesses. One key provision is the individual mandate, which requires most americans to maintain minimum essential health insurance coverage. The history of the affordable care act the patient protection and affordable care act was signed into law by president obama on march 23, 2010. If you purchased coverage from the health insurance marketplace, you may be eligible for the premium tax credit. Update on grandmothered plans on november 14, 20, president obama announced that states could decide whether to allow small group and individual health insurance policies existing on october 1, 20, to be renewed for a policy yea r starting between january 1 and october 1, 2014. Entitled the patient protection and affordable care act. Patient advocacy, nursing perceptions, cultural awareness, affordable care act 1.
To save a copy of a pdf to your computer, right click your mouse and select save link as then click the save button. Its continued implementation is needed to make further progress. The patient protection and affordable care act detailed. The patient protection and affordable care act detailed summary. This summary describes key provisions of the affordable care act aca. This second report in the series medicare at 50 years describes how the affordable care act aca is strengthening the program for current and future beneficiaries and outlines the major challenges that policymakers have yet to confront. The affordable care act aca is a law that provides people with the. A group that though littlenoticed, will be impacted by whatever the supreme court decides about the enforcedequity clauses, written into the tomb that is the affordable healthcare act. The future of the affordable care act and insurance.
Pdf the patient protection and affordable care act of 2010 ppaca, although a subject of much debate in the unites states, was enacted on march 23. Its an escalating burden on our families and businesses. The patient protection and affordable care act detailed summary the patient protection and affordable care act will ensure that all americans have access to quality, affordable health care and will create the transformation within the health care system necessary to contain costs. Patient advocacy is necessary because patients are confronted with healthcare challenges that. To avoid this coverage mandate, some business owners decided to cut the hours of their employees to less than 30 hours per week, which allowed them to be classified as a parttime worker. It is more commonly known as the affordable care act or aca and its most commonly referred to by its nickname, obamacare. The bill, which was passed by the united states house of representatives but not by the united states senate, would have partially repealed the patient protection and affordable care act aca republican party leaders had campaigned on the repeal of the aca. The federal patient protection and affordable care act p. From affordable care act for dummies, portable edition. Introduction in recent years, the concept of patient advocacy has become an important topic in healthcare. Patient advocacy is necessary because patients are confronted with healthcare challenges that include comprehending a new diagno. Center for labor research and education, university of california, berkeley laborcenter. The affordable care act aca, also known as obamacare, was signed into law in 2010.
Affordable care act for dummies cheat sheet dummies. Affordable care act implementation faqs set 26 pdf this set of faqs addresses coverage of preventive services. The affordable care act is divided into 10 titles and contains nearly a thousand pages of provisions that touch almost every aspect of the health care system. Patient protection and affordable care act congress. Affordable healthcare act of, by, and for the lobbyists. Title iquality, affordable health care for all americans subtitle aimmediate improvements in health care coverage. Summary of the affordable care act kaiser family foundation. Less recognized are the provisions of the law that seek to strengthen the medicare program. The law provides consumers with subsidies premium tax credits that lower costs for households with incomes between 100% and 400% of. Modified adjusted gross income under the affordable care act. Patient protection and affordable care act public law 111148. Read the affordable care act, health care law healthcare. Be it enacted by the senate and house of representatives of the united states of america in congress. The affordable care act is perhaps the greatest overhaul of the us healthcare system, and it will provide coverage for over 94% of americans.
Patient protection and affordable care act democrats. For information on the protections related to your employmentbased health plan or if you are looking for coverage, please visit our page for workers and families the affordable care act prohibits employers from retaliating against employees who report violations of the acts health insurance reforms, found in title i of the affordable care act. Before sharing sensitive information, make sure youre on a federal government site. Hellerstedt, mph, phd the cost of our health care is a threat to our economy.
The comprehensive health care reform law enacted in march 2010 sometimes known as aca, ppaca, or obamacare. At the encouragement of the obama administration, the 111th congress devoted much of its time to enacting reform of the united states health care system. Update on grandmothered plans on november 14, 20, president obama announced that states could decide whether to allow small group and individual health insurance policies existing on october 1, 20, to be renewed for a policy yea. The law requires you and your dependents to have health care coverage. In addition, one of its key reforms includes health coverage for adults with preexisting conditions, which generally hadnt been available up until now. May 26, 2015 affordable care act implementation faqs set 27 pdf this set of faqs addresses limitations on cost sharing and provider nondiscrimination. By making health coverage more affordable and accessible and thus increasing the number of americans. The patient protection and affordable care act of 2010 ppaca, although a subject of much debate in the unites states, was enacted on march 23, 2010, and upheld by the supreme court on june 28, 2012. This act may be cited as the pa3 tient protection and affordable care act.
These provisions are designed not only to expand insurance coverage but to increase consumer protections, emphasize prevention and wellness, improve quality and system performance. The affordable care act definition of magi under the internal revenue code2 and federal medicaid regulations3 is shown below. The future of the affordable care act and insurance coverage. The aims of the affordable care act aca were to increase health insurance coverage for those under age 65, improve the performance of the health care delivery system, and slow cost growth.
The law along with the health care and education reconciliation act of 2010 is the principal health care reform legislation of the 111th united states congress. Affordable care act 905 pages, signed into law mar. In 2010, congress enacted the patient protection and affordable care act in order to increase the number of americans covered by health insurance and decrease the cost of health care. The affordable care act contains comprehensive health insurance reforms and includes tax provisions that affect individuals, families, businesses, insurers, taxexempt organizations and government entities. The patient protection and affordable care act ppaca, also known as the affordable care act or obamacare, is a federal statute that has transformed the healthcare industry in america. The act aimed to provide affordable health insurance coverage for all americans. The high cost of health coverage has traditionally kept as many as 48 million americans out of health insurance.
This affordable care act information package was prepared for the employees of shaker heights city school district by gallagher benefit services, a subsidiary of arthur j. A brief summary march 2011 overview the federal patient protection and affordable care act p. The affordable care act and medicare commonwealth fund. Certain aca reforms have the potential to reshape not just the medicare program but the entire u. The patient protection and affordable care act obamacare is a united states federal statute signed into law by president barack obama on march 23, 2010. All new plans must cover certain preventive services such as colonoscopies and mammograms without charging a copay, deductible or coinsurance rebuilding the primary care workforce. For continuous pagination in electronic, pdf version, add 19 pages. The affordable care act includes requirements for employers regarding heath care coverage. The affordable health care for america act or hr 3962 was a bill that was crafted by the united states house of representatives in october 29 of 2009. The american health care act of 2017 often shortened to the ahca or nicknamed trumpcare was a bill in the 115th united states congress. Overview the federal patient protection and affordable care act p. August 11, 2015 affordable care act implementation faqs set 28 pdf.
To view pdf files, you must install adobe acrobat reader. Make affordable health insurance available to more people. For information on the protections related to your employmentbased health plan or if you are looking for coverage, please visit our page for workers and families the affordable care act prohibits employers from retaliating against employees who report violations of the act s health insurance reforms, found in title i of the affordable care act. Politico s guide to the affordable care act is a plainenglish explainer of how the law is supposed to work, and whats likely to happen when the coverage begins. Introduced in house 07142009 americas affordable health choices act of 2009 sets forth provisions governing health insurance plans and issuers, including. Under the affordable care act, eligibility for incomebased medicaid1 and subsidized health insurance through the marketplaces is calculated using a households modified adjusted gross income magi. The aca makes it too hard for middleincome americans to purchase insurance in the individual marketplace. The patient protection and affordable care act will ensure that all americans have access to quality, affordable health care and will create the transformation. This act may be cited as the 6 affordable health care for america act. The aca offers individuals who are not eligible to receive health insurance through their employer other options to access quality healthcare. The republican administration intends to repeal the affordable care act aca.
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